If you’re like us, you weren’t really sure how AEP 2021 was going to go given the Covid-19 pandemic. There were many obstacles agents had to overcome from learning to work remotely with remote enrollment processes, video meetings, and even how to meet with clients safely if they wanted to meet in person. It’s been…
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In today’s challenging environment when you cannot meet with clients face to face, UIG has an easy E-SOA process available for our agents, complete with electronic signature and document storage. Check out the training video below for all the details on how to access and use it. https://bit.ly/2zhvzkf
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Is your 65th birthday around the corner? Are you retiring in the next month or two? If so and you will need Medicare coverage, how are you going to enroll? In normal times, you could choose to visit your local Social Security office. Or, you might call Social Security at its main number ((800) 772-1213)…
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What is one of the advantages of working with UIG? We do the work for you! CMS publishes Medicare Advantage enrollment numbers but the files are large and complex and difficult to interpret. We spent the last few weeks crunching the numbers and creating reports for our agents showing which carriers won and lost membership…
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The NAHU Medicare FMO Advisory Council worked closely with NAHU to develop this training for agents who have been asking for an alternative for years! The best part is by taking the training through NAHU you are supporting an organization that supports YOU the agent! Graham Smith UIG Vice President, Brokerage is a member of…
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Did open enrollment decisions leave unexpected gaps in your clients’ health coverage? If so, you could be leaving your clients at risk – and leaving money on the table. Now is a great time to touch base with your clients to see if you can provide an affordable way to complete their health care package with…
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CMS is continuing to work on improvements for the upcoming Annual Enrollment Period, and have already announced a few updates to the new Medicare Plan Finder system. More updates are expected in the coming weeks. CMS has released updated Q&As, now with this list of MPF improvements that are planned to be in place by…
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Appealing Your Part B & Part D Premium The Office of Medicare Hearings and Appeals (OMHA) handles appeals of the Medicare program’s determination of a beneficiary’s Income Related Monthly Adjustment Amount (IRMAA), which determines a Medicare beneficiary’s total monthly Part B and Part D insurance premiums. The Social Security Administration (SSA) notifies a beneficiary of his…
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While there were a number of changes to the MCMG for 2020 the primary change for agents which I believe allows for more opportunity for enrollments is as follows: Section 50 – Outreach Activities Subsection 50.1 – Educational Events Delete “future” from fifth bullet – May set up a future marketing appointment, and distribute business…
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Whether you like to golf, need to work on your swing, like to mingle with other agents and carriers, or are only here for the food, you won’t want to miss this event! UIG will be hosting an AEP Kickoff event at Top Golf in Auburn Hills, MI on Wednesday, September 18th from 2pm –…
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Vacations are over, kids are almost back in school, certifications and AHIP are close to being completed, you know what’s next: AEP SEASON! Over the course of the summer, we’ve been updating you on what you need to know for product certification dates, First Look information for national carriers, what UIG can offer you to…
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For the 2nd year in a row, and after the positive feedback we heard from agents, UIG will be hosting a fun, informal and casual AEP Kickoff event at The B.O.B in Grand Rapids! If you didn’t join us last year, you won’t want to miss this years event! Especially the food and drink portion! Space is…
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Everyone likes extra money in their pocket, right? Well, UIG has two simple AGENT INCENTIVE PLANS for new and existing agents to help put more money in their pockets. You can earn $50 for referring an agent to UIG, after they have sold their first policy, and if you contract with a new carrier or move…
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Graham Smith, VP of the UIG Brokerage Division will be hosting webinars to discuss first looks at the 2020 plan year products for national and regional/local Medicare Advantage carriers. Across the board the 2020 plans look great, he will be discussing service area expansion and highlighting noteworthy product features for 2020. For agents already appointed…
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UIG is proud to work with agents who do the right thing for their clients and enrolling them in Humana Medicare products was the right thing! UIG and our awesome Career Agents and Independent Brokers were recognized by Humana for having the fewest member complaints at the Humana 2020 Partner Summit. Thank you Sarah Elmer…
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After the need for a career change, Matt Shembarger ran into a friend at a family graduation party who gave him some valuable information which changed his life. Matt’s friend suggested he look into becoming a Life Insurance Agent. At this point in my life, he thought, I’ll give it a try! Fast forward to…
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To keep you updated on the latest certifications and re-certifications for the 2020 PY, we’ve compiled a list of carriers and their specific dates, and any additional information that may be helpful for you. We’re updating this page as we get the information, so remember to check back! But, don’t worry we’ll still remind you!…
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CMS announced the new 2020 Fair Market Value (FMV) maximum agent/broker compensation amounts for all organizations with increases again for 2020. The FMV maximums listed below are the maximum allowable but insurance carriers are not required to pay the maximum FMV. In the coming weeks carriers will file their 2020 compensation with CMS and will…
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Have you been wondering what the advantages are to using a Field Marketing Organization (FMO)? If you are a seasoned insurance agent, or just starting out in the industry, United Insurance Group can do more for you than you may realize. There are certain myths that agents may think will happen when partnering with an…
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After 31 years of being in the insurance business, Joyce Berg, Senior Insurance Specialist, as she likes to call herself, continues going strong in the Medicare market. Joyce loves selling Medicare policies to people, she really cares about their well-being and loves being able to educate them on Medicare, Final Expense, and Nursing Home policies.…
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Spring has sprung and you may be getting anxious about the upcoming 2020 AEP season, right? AEP is important but don’t forget about all those prospects turning 65 the rest of the year. You are not too late to establish an on-going relationship with prospective clients so when they are about to turn 65, YOU…
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Recently, the Centers for Medicare and Medicaid Services (CMS) finalized policies that will increase plan choices and benefits for Medicare Advantage, starting in plan year 2020. Because we know you’re busy, here is what you need to know about this change.
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On April 1st CMS published the final call letter for Medicare Advantage which indicates Medicare Advantage reimbursement rates will rise on average by 2.53%, a little less than a 1% increase over the draft call letter. This is a good thing and in general would mean we will see a positive impact on rates and…
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In honor or Insurance Careers Month we put together this short video highlighting our passion for the insurance industry, who we are, what we do and how long some of us have been in the industry. https://spark.adobe.com/video/3SZQayyFdP2f7
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I am happy to announce the addition of Dan Rhen to the UIG Brokerage team as a Brokerage Sales Specialist. With 25 years of sales and service experience I am excited to have him join the team to support UIG’s independent agents. A map Dan’s territory with the states he will be supporting can be…
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What is one of the advantages of working with UIG? We do the work for you! Last week CMS published the January 2019 Medicare Advantage enrollment numbers. We spent the week crunching the numbers and creating reports for our agents showing which carriers won and lost membership by state at the contract level (HMO/POS, PPO,…
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“The American healthcare system is very different today than it was thirteen years ago when the Medicare Advantage and Part D programs were launched in their current forms, but due to the slow pace of change in government, these programs have not been fully updated to reflect today’s realities,” said CMS Administrator Seema Verma. CMS’s…
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It’s the beginning of the year and we are all looking forward to a successful 2019. We at UIG spent a great deal of time last year listening to what our agents wanted from us and we developed some great training and tools based on what we heard. This three part webinar series was one…
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If you’re a Medicare agent, we’ve got a FREE OEP guide for you. We created it using the CMS Medicare Communications and Marketing Guidelines (MCMG). There are things you CAN do and things you CAN’T do during OEP and we’ve broken it down into an easy-to-read guide for you. Give us a call or send…
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As a #Medicare #Insurance #Agent, your focus is finding the right plan for each of your clients. Today, as we recognize #NationalSalespersonDay, we’re putting the focus on YOU. You’re knowledgeable about the myriad of products you represent and if by chance you don’t have the answer, you know who does. You bring value and dedication…
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CVS, Aetna win final state approval for their merger, expect deal to close in the next few days CVS Health and Aetna have received the final state approval they need to complete their roughly $69 billion merger and expect the deal to close “on or about” Nov. 28. The Department of Justice granted preliminary approval…
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We know you’re living and breathing AEP right now. You’re meeting with clients day and night, you’ve memorized carrier copays like the periodic table back in college. You got this, you’re past the halfway point, but you’ve got many miles to go before AEP winds down in December. Need to replenish your supplies? Need more…
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Veterans Day is a well-known American holiday, but there also are a few misconceptions about it – like how it’s spelled or whom exactly it celebrates. To clear up some of the confusion, read below for five important facts you should know. Excerpt from the U.S. Department of Defense Nov. 5, 2018 By Katie Lange 1.…
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Here’s the deal: (Actually, it’s two deals.) Sell eight LIfeSecure policies before Oct. 31 and earn an extra $950.* You read that correctly. If you’re an agent selling Medicare plans, you’ll be talking to clients during AEP a LOT. You’ll have their attention about their health care insurance. Why not talk to them about a…
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3 . . . 2 . . . 1 . . . You’ve contracted with all the carriers, completed all the trainings – yay, finally! – and now you’re ready for AEP, the most wonderful time of the year for insurance agents! (Cue the music.) Do you have the supplies you need? Have you looked…
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Ben Houck may be only 25 years old, but that hasn’t stopped him from cultivating a strong Medicare book of business. “I have a two-year-old and a two-month-old,” Ben said. “Many of my clients have grandchildren that age, so we have some common ground.” Ben got his start in the Medicare world when an opportunity…
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You asked, we listened! SilverScript is now available through UIG! UIG is excited to announce the addition of SilverScript, one of America’s largest stand-alone Medicare Part D insurers, to its portfolio of carriers effective immediately. SilverScript offers three different stand-alone prescription drug plans for 2019 to serve your clients. Key benefits include: Plans with no…
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It’s the Friday before marketing starts on Monday, October 1st for 2019 Medicare open enrollment and I am looking at enrollment kits, marketing materials, first look documents and a not insignificant pile of giveaways…
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There’s still time to register for the MDAHU Summit Thursday, Sept. 27. Go to www.mdahu.org, and make sure to attend Graham Smith’s “Marketing and Compliance” afternoon session. And visit our UIG booth and talk to Linda and Libby, our Broker Sales Agents, and register for a chance to win this Bourbon basket while you’re there.…
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Up for a challenge? Click on the video link below. Linda and Libby, UIG Broker Sales Agents, are really competitive when it comes to winning, just like you are. You want to “win” by choosing the best Medicare plans to sell during AEP. Think about selling HAP and let Linda and Libby tell you…
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#NationalReportMedicareFraudDay is Sept. 12. It’s something you don’t think about until you realize the money stolen by those who cheat Medicare comes out of your pocket, to the tune of $65 billion a year. It’s everyone’s responsibility to report fraud, but if you’re an insurance agent, it’s your duty. Most people in the #insurance industry…
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Michael P. Rubino, Registered Financial Consultant, is Chief Executive Officer of the Rubino Financial Group. He’s spent years helping people manage their wealth, providing sound financial advice and educating investors since 1983. After 35 years, you’d think Mike would have retirement on his mind. A Thursday afternoon golf league, winters down south, maybe a Caribbean…
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AEP is Oct. 15-Dec. 7. If you’re an agent selling Medicare, this is your time to shine. Your days will be long and you’ll be talking to clients and prospective clients non-stop. Your vocal chords may even get a little over-used. Doesn’t a nice hot toddy sound like a wonderful way to end your day?…
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Here’s the deal: (Actually, it’s two deals.) Sell eight LIfeSecure policies before Oct. 31 and earn an extra $950.* You read that correctly. If you’re an agent selling Medicare plans, you’ll be talking to clients during AEP a LOT. You’ll have their attention about their health care insurance. Why not talk to them about a…
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Friday , Sept. 7, 11:30 a.m. to 1:30 p.m. Nomad Grille in the Best Western Hotel 26555 Telegraph, Southfield To RSVP email : [email protected]
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If you’re an insurance agent selling BCBSM plans – or you want to be – then join UIG and BCBSM Friday, Sept. 7, for lunch at the Nomad Grille in Southfield. Ryan Combs, Senior Account Consultant, Medicare Sales, will be providing training on the 2019 BCBSM Medicare plans to get you ready for AEP. Not…
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It’s almost time for AEP – are you prepared to show your clients a Medicare Supplement plan from Medico? With competitive rates and plan choices that fit your clients’ needs and budgets, along with an agent incentive program for you, Medico has all the right solutions. Use Quick Quote to find the most competitive rates…
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Register NOW to learn about BCBSM Medicare plans for 2019! WHO? Agents who plan to sell BCBSM to Medicare-eligible clients during 2018 AEP WHAT? BCBSM Training Session – Lunch Included WHEN? 11:30 a.m. to 1:30 p.m. Friday, Sept. 7, 2018 WHERE? Nomad Grille, 26555 Telegraph, Southfield, MI 48033 (Inside the Best Western Hotel) WHY? Learn…
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Medicare’s Annual Election Period, or AEP, is Oct. 15 to Dec. 7. You attended one of UIG’s webinars about Medicare this year – are you prepared to begin selling? Do you need help getting appointed with UIG? What about becoming certified with carriers such as Aetna, Blue Cross Blue Shield, Humana, MeridianCare, Priority or UnitedHealthCare?…
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Grab a drink, munch on some food, talk to reps from Humana, Priority, LifeSecure, MeridianCare and Blue Cross Blue Shield of Michigan and UIG AND maybe win a prize – doesn’t that sound like a great way to spend the afternoon? Then mark your calendars for next Wednesday, Aug. 15 and join us at the…
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