#NationalReportMedicareFraudDay is Sept. 12. It’s something you don’t think about until you realize the money stolen by those who cheat Medicare comes out of your pocket, to the tune of $65 billion a year. It’s everyone’s responsibility to report fraud, but if you’re an insurance agent, it’s your duty. Most people in the #insurance industry…
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Michael P. Rubino, Registered Financial Consultant, is Chief Executive Officer of the Rubino Financial Group. He’s spent years helping people manage their wealth, providing sound financial advice and educating investors since 1983. After 35 years, you’d think Mike would have retirement on his mind. A Thursday afternoon golf league, winters down south, maybe a Caribbean…
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AEP is Oct. 15-Dec. 7. If you’re an agent selling Medicare, this is your time to shine. Your days will be long and you’ll be talking to clients and prospective clients non-stop. Your vocal chords may even get a little over-used. Doesn’t a nice hot toddy sound like a wonderful way to end your day?…
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Here’s the deal: (Actually, it’s two deals.) Sell eight LIfeSecure policies before Oct. 31 and earn an extra $950.* You read that correctly. If you’re an agent selling Medicare plans, you’ll be talking to clients during AEP a LOT. You’ll have their attention about their health care insurance. Why not talk to them about a…
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Friday , Sept. 7, 11:30 a.m. to 1:30 p.m. Nomad Grille in the Best Western Hotel 26555 Telegraph, Southfield To RSVP email : [email protected]
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If you’re an insurance agent selling BCBSM plans – or you want to be – then join UIG and BCBSM Friday, Sept. 7, for lunch at the Nomad Grille in Southfield. Ryan Combs, Senior Account Consultant, Medicare Sales, will be providing training on the 2019 BCBSM Medicare plans to get you ready for AEP. Not…
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It’s almost time for AEP – are you prepared to show your clients a Medicare Supplement plan from Medico? With competitive rates and plan choices that fit your clients’ needs and budgets, along with an agent incentive program for you, Medico has all the right solutions. Use Quick Quote to find the most competitive rates…
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Register NOW to learn about BCBSM Medicare plans for 2019! WHO? Agents who plan to sell BCBSM to Medicare-eligible clients during 2018 AEP WHAT? BCBSM Training Session – Lunch Included WHEN? 11:30 a.m. to 1:30 p.m. Friday, Sept. 7, 2018 WHERE? Nomad Grille, 26555 Telegraph, Southfield, MI 48033 (Inside the Best Western Hotel) WHY? Learn…
Read MoreMedicare’s Annual Election Period, or AEP, is Oct. 15 to Dec. 7. You attended one of UIG’s webinars about Medicare this year – are you prepared to begin selling? Do you need help getting appointed with UIG? What about becoming certified with carriers such as Aetna, Blue Cross Blue Shield, Humana, MeridianCare, Priority or UnitedHealthCare?…
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Grab a drink, munch on some food, talk to reps from Humana, Priority, LifeSecure, MeridianCare and Blue Cross Blue Shield of Michigan and UIG AND maybe win a prize – doesn’t that sound like a great way to spend the afternoon? Then mark your calendars for next Wednesday, Aug. 15 and join us at the…
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UIG has a brand-new incentive program that puts money in your pocket with the first app you sell! Our 5-6-$700 incentive program with LifeSecure™ runs Aug. 1-Dec. 31 and pays you $200 for the first app and $500 with the sixth app for a total of $700! 5 months, 6 apps, $700! We’ve even made it…
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Dean Johnson enjoys meeting and helping people. And since 2000, when he began selling Medicare, he’s been meeting and helping the senior population in Cassopolis, Michigan, decide which Medicare plan is right for them. “You have to take care of these people,” Dean said. “It’s all about customer service.” While Dean currently sells Medicare…
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UIG sends a special thank you to Priority Health, Humana, LifeSecure, Blue Cross Blue Shield of Michigan and MeridianCare for sponsoring “What’s Brewing at UIG – Solutions and Suds for AEP.” There’s still time to register and attend, RSVP today by calling 800-878-1058, ext. 1380.
Read Morehttp://bit.ly/WhatsBrewingatUIG
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UIG is excited to announce Blue Cross Blue Shield of Michigan, Priority Health and LifeSecure™ have confirmed their attendance at “What’s Brewing at UIG: Solutions and Suds for AEP.” We couldn’t be happier to have them partner with us to bring you this action-packed afternoon filled with 2019 “first look” info, one-on-one interaction with the…
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This is a great time to consult with them and show them you know what they can do to protect themselves should an unfortunate event occur. @LifeSecure has simple and clear product solutions for all stages of life – accident, critical illness, hospital indemnity and long-term care, with unique features on some plans such as…
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At United Insurance Group, we’ve compiled a list of 10 ways to get to know your customers and earn their business: Ask customers to tell you more about THEM. Be responsive to their calls and inquiries. Show you care – about their families, their interests, hobbies or work. Build your relationships on trust. Communicate effectively.…
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UIG is proud to add a 2019 “First Look” opportunity to its industry-leading webinar series. Join us Monday, July 23 or Tuesday, July 24 for an inter-active webinar where you’ll get to see what’s new at Humana and UnitedHealthCare. Graham Smith, vice president of the Brokerage division at UIG will walk you through the exciting product,…
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You’re invited! Join us Aug. 15 for an afternoon of networking; carrier “first look” opportunities; and info about UIG’s new lead gen program, webinar series, marketing materials and a “How to Sell” puppet show you won’t want to miss! Space is limited, RSVP today by calling 1-800-878-1058! For details watch the video link below: Click…
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Join us Aug. 15 for an afternoon of networking, carrier “first-look” opportunities and see what’s new with UIG. We’re introducing a creative lead-gen program; our webinar series is hot, hot, hot; we’ve got fun, marketing materials that really speak to your Turning 65 audience and we have a quick “How to Sell” coaching session that…
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Tell the truth: As an agent, have you actually read the insurance policies of carriers you represent? I mean really read all the fine print? If someone showed you a policy or a certificate of insurance, would you know which is which? Corrie Borde knows the difference. He reads them word for word. He began…
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National Insurance Awareness Day is June 28 To a lot of people, insurance is something they forget about until they really need it, like the spare tire in their car. You can use National Insurance Awareness Day to reach out to your clients to do an insurance check-up and ask some important questions: Is your…
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Chris Razmus, a UIG-contracted agent with the John Dimond Agency in Saint Johns, Michigan, is $250 richer after chatting with us at our “Road Show” in Grand Rapids May 12. Our UIG team met face-to-face with agents all over Michigan during May and June to gain perspective about what’s happening in the market – and…
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Starting in 2019, Medicare Advantage plans can cover adult day care services, and in-home help with activities such as dressing, bathing and managing medications, a top Trump administration official said recently. In addition, uniform flexibility changes may allow for benefits in traditional MAPD plans only previously seen in Chronic-Condition SNP (C-SNP) plans. Seema Verma, the…
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UIG is coming to a town near you! Agents and brokers: Don’t miss one of our upcoming “Road Shows” in May and June. We’re bringing our UIG Brokerage team to you to share the latest industry news with you; teach you how to sell the product; introduce new marketing resources available; talk about our…
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On April 12th CMS issued a “Request for Input on the 2019 Medicare Communications and Marketing Guidelines”. There are several notable issues related to the sales and marketing process CMS requested comment on. In addition to those issues the fact that they have changed the name of the annually updated document from “Medicare Marketing Guidelines…
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April is National Social Security Month, the Social Security Administration is constantly expanding their online services to help beneficiaries plan for the future and allow them easy access to many services. beneficiaries can go online to: Find out if you qualify for benefits; Use benefit plannersto help you better understand your Social Security protection; Estimate…
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THURSDAY, MAY 10TH 2018 8:30 AM TO 4:00 PM Michigan State University Management Center 811 W. Square Lake Rd. Troy, MI 48098 Register today for the 2018 MDAHU Expo! Hear from industry leaders on a variety of topics, learn how to grow your business, network with industry vendors, earn CE credits and more. Out of…
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The industry merger train keeps on chugging as Walmart and Humana engage in early-stage talks about strengthening their existing partnership. The firms have held preliminary talks exploring a possible combination, including a potential merger. Walmart may may be looking to not be left out in the cold as CVS Health’s $69 billion deal to acquire…
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The transaction, continues the industry merger & acquisition trend driving toward the delivery of more integrated care solutions. Cigna Corporation (NYSE: CI) and Express Scripts Holding Company (NASDAQ: ESRX) today announced that they have entered into a definitive agreement whereby Cigna will acquire Express Scripts in a cash and stock transaction valued at approximately $67…
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When was the last time you watched a rocket launch? SpaceX successfully launched their Falcon Heavy today. It’s pretty cool to watch the takeoff, but watching the boosters land on a dime back on earth is pretty amazing. Who launches a car into space? Elon Musk, making space fun again! https://youtu.be/wbSwFU6tY1c The countdown begins at…
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Mutual of Omaha announced its entry into the Medicare Advantage market through a strategic alliance with Lumeris, an industry leader in delivering value-based health care solutions. Beginning in 2019, Mutual and Lumeris plan to offer a Medicare Advantage plan with prescription drug coverage in select markets. The multi-year agreement between Mutual and Lumeris will create…
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For those who have been working in the senior insurance market the red white and blue Medicare card has been an important part of your everyday job for years. Starting in April 2018 that familiar card will be getting some changes. The new Medicare card contains a unique, randomly-assigned number that replaces the current Social Security-based…
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The evolving insurance industry demands financial flexibility and every agent who contacts us has individual requirements. LTC Global, UIG’s parent company has provided hundreds of active and former agents with cash in exchange for their insurance renewal commissions through our Commission Acceleration Program (CAP). For A Free Renewal Valuation e-mail the following information: Your Name:…
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First, take that long desired nap! But don’t take too long of a break! Now is the time of the year to review your new business profitability. Gross vs. Net. If you do not have a quick system to help you do the calculations, give us a call and we will send you our Cost…
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CVS Health announced on Sunday that it had agreed to buy Aetna for about $69 billion in a deal that would combine the drugstore giant with one of the biggest health insurers in the United States. The transaction, reflects the industry trend toward tighter vertical integration between health insurers and care providers. More and more…
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AEP is almost over and once it is take a breath but get right back at it with the Transamerica FFIUL! HOW TO GET IN ON ONE OF THE TOP-SELLING IULS Our Transamerica Financial Foundation IUL® (FFIUL) is one of the top-selling IULs* in the industry. You’ve heard about it, now learn how you can…
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Medicare Part B Premiums/Deductibles The standard monthly premium for Medicare Part B enrollees will be $134 for 2018, the same amount as in 2017. Some beneficiaries who were held harmless against Part B premium increases in prior years will have a Part B premium increase in 2018, but the premium increase will be offset…
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Great News for Brokers Selling in California! New incentives have just been announced for brokers who sell Anthem Blue Cross Medicare Supplement plans between now and December 31, 2017! Don’t miss out on this limited time opportunity to earn more when you sell a Medicare Supplement plan! Any Medicare Supplement policy you sell between now…
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Veterans Day is always observed on November 11, regardless of the day of the week on which it falls. Veterans Day began in 1919 as Armistice Day, marking the date when Germany and the allies signed a 1918 agreement to cease World War I hostilities at the 11th hour on the 11th day of the…
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Below are all the states for which the 2018 enrollment kits have been released as of today. Agents can download the enrollment materials by logging into Jarvis, then clicking on Sales & Material Tools, then the Sales Material Portal. Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Guam Idaho Illinois Indiana Iowa Kansas Kentucky…
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AEP is too dangerous to go… Solo! So here have a Wookie! Need anything else during AEP? Enrollment materials, help with new business submissions, commissions questions or anything else, call your UIG Brokerage Sales Specialist! We may not be Wookies but we have your back!
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And why is that you ask? Most clients have had dental coverage for years and need to understand Medicare does not offer coverage itself. Offer more comprehensive coverage with a standalone plan than what is offered with most MA plans. It is fully compliant, just remember to have your client initial the dental section on…
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As part of its commitment to providing individual market consumers options to help control their health care costs, Priority Health is unveiling a new narrow network health plan option for Southeast Michigan residents. Priority Health has partnered with Beaumont Health to create Beaumont Health Network, offering consumers access to high quality care with costs up…
Read MoreIncrease your AEP commission potential with ancillary products!! Are you ensuring your clients have adequate coverage in case of a hospital stay? Are you leaving additional commission on the table during AEP? By checking the ancillary products box on your Scope Appointment form, you have the opportunity to discuss ancillary products at that appointment. Below…
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As a result of Hurricanes Harvey, Irma, and Maria, the Centers for Medicare & Medicaid Services (CMS) will make available special enrollment periods for all Medicare beneficiaries and certain individuals seeking health plans offered through the Federal Health Insurance Exchange. This important step gives these individuals and families who have been impacted by the hurricanes…
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NAHU is the only professional agent organization that represents agents and brokers who work with Medicare products and Medicare beneficiaries. Their strong relationships on Capitol Hill and growing influence with the Center for Medicare and Medicaid Services (CMS) should make NAHU your valued choice for professional development and advocacy. NAHU has a long history of…
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The Centers for Medicare and Medicaid Services (CMS) will experience a partial system blackout period over the next week (6 p.m. EST, Thursday, Aug. 31 through 6 a.m. EST, Friday, Sept. 8) in order to update their systems. Please be advised that Medicare Advantage and Prescription Drug Plan enrollments and other transactions may pend for…
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United Insurance Group (UIG) is pleased to announce a new partnership with Meridian Health Plan to market their Medicare Advantage products. “We are always looking for strong regional partners dedicated to providing high quality care through competitive products and Meridian is a perfect fit in that respect.” said Dani Karrow, UIG National Sales Director-Career. Headquartered…
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The following are a few highlights of the recently released 2018 CMS Medicare Marketing Guidelines. The full guidelines can be found on the CMS website here. 70.4.1 – Educational and Marketing Events 42 CFR 422.2268, 423.2268, 422.504(f)(2), 423.505(f)(2) Plans/Part D Sponsors are not required to upload educational, formal and/or informal marketing/sales events in HPMS. Plans/Part…
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