Medicare Covers Obesity Screenings and Counseling!

WANT A HEALTHIER LIFESTYLE? MEDICARE CAN HELP. “Health is wealth,” the old saying goes. However, the wealth of food choices in the U.S. doesn’t always contribute to the health of Americans. In fact, 69% of adults are considered overweight or obese. Finding little time to exercise or prepare balanced meals, and using cars instead of walking…

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Aetna begins Just-In-Time Appointments in 36 states

Starting July 14th, 2017, Aetna is moving to just-in-time appointment for MA/MAPD and PDP producers in 36 states. Through the just-in-time appointment process, Aetna will wait to request appointment for agents until they submit their first enrollment application to us (i.e., “just in time”). Aetna is making this change in all states where permitted by state law: AK, AR, CA,…

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Aetna Senior Supplemental New Products, June 28th

New products coming June 28th Starting June 28th, we will offer NEW products in the following states: Iowa: ACI Medicare Supplement with 7% household discount Michigan: AHLIC Medicare Supplement with 7% household discount New Jersey: AHIC Medicare Supplement Rhode Island: Home Care Plus You will be able to use the electronic application tool (E-App) and…

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Aetna 2018 Medicare Advantage Certification

Aetna’s 2018 Certification Opens July 11th, 2018 Monday June 19th, 2017 2018 AHIP Certification launches. Agents can complete this through AHIP website at www.ahipmedicaretraining.com, which cost $175 – OR – Agents can access 2018 Certification through Aetna’s Certification website and receive a $50.00 discount. Tuesday, July 11th, 2017 Agents can complete the 2018 annual certification…

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UnitedHealthcare 2018 Medicare Advantage Certification

Monday, June 19th, 2017 2018 AHIP Certification Opens. Agents can access 2018 AHIP Certification via their website at www.ahipmedicaretraining.com. Monday, June 26th, 2017 UnitedHealthcare 2018 Certification opens. Agents who certify by August 18, 2017 qualify for pre-ordering 2018 UHC enrollment guides from August 19th-September 3, 2017 Look for more information coming soon! What’s New When agents…

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Humana 2018 Medicare Advantage Certification

Monday, June 19th 2018 AHIP Certification launches. You can complete your AHIP certification by logging into  www.ahipmedicaretraining.com – OR – You can access AHIP through Humana’s Agent Vantage Portal and receive a discount once initial and re-certification opens. ​​ Tuesday, July 11, 2017 at 12:00 p.m. EDT 2018 Initial Certification for Humana’s MAPD/PDP product will…

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Cigna Marketing and Enrollment Sanctions Lifted

Cigna Corp says it received notification from the Centers for Medicare & Medicaid Services that marketing and enrollment sanctions imposed by CMS on Jan 21, 2016 have been lifted. Effective immediately, Cigna may resume marketing of its Medicare Advantage-prescription drug and Medicare Part D plans ‍​. Cigna may begin enrolling beneficiaries for its plans with effective…

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2018 CMS Medicare Advantage and Part D Broker Commissions

CMS recently released the annual updated agent and broker compensation limits for Contract Year (CY) 2018. The annual memo also provides requirements for Medicare Advantage organizations, Prescription Drug Plan sponsors, and Section 1876 Cost Plans (herein after “organizations”) to use in developing their curricula for training and testing agents and brokers for CY 2018. The…

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Saving On Part-D Drug Costs

Drugs can represent significant out-of-pocket costs for those eligible for Medicare, but there is help. If you meet certain income and resource limits, you may qualify for Extra Help from Medicare to pay the costs of Medicare prescription drug coverage. In 2017, costs are no more than $3.30 for each generic/$8.25 for each brand-name covered…

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AHCA passes in the House of Representatives

Approximately six weeks after failing to garner enough support for the American Health Care Act (AHCA), Republicans pushed a newly revised version of the bill through the US House of Representatives today (May 4). The health-care bill is designed to repeal and replace aspects of the existing legislation commonly known as Obamacare. It passed the…

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2017 MDAHU Medicare Summit & Benefits Expo

Stop by and visit the UIG booth at the 2017 MDAHU Medicare Summit & Benefits Expo for a chance to win a $50 gift card! Expo Information: Wednesday May 10th and Thursday May 11th REGISTER TODAY  When Wednesday, May 10, 2017 8:00 AM  –  Thursday, May 11, 2017 5:00 PM Eastern Time Where Wyndham Garden…

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How MACRA Will Change The Medicare Supplement Market

The legislation commonly referred to as MACRA (Medicare Access and CHIP Reauthorization Act of 2015) will have a significant impact on the Medicare Supplement (Medigap) industry in calendar year 2020. Specifically, what will change is the Part B deductible can’t be covered. As a result, starting January 1, 2020, plans C and F will no…

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Medico Short Term Care Recovery Training Video

Medico Short Term Care Recovery Training Video Medico® Insurance Company was one of the pioneers of Long Term Care insurance sales. Through that journey, they discovered many reasons why short-term coverage is so important. This product is an excellent compliment that can fill gaps in Medicare Advantage and Medigap plans.   For Agent Use Only

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What is the Michigan Medigap Subsidy?

The Michigan Medigap Subsidy is a program that helps pay for Medigap coverage. If you qualify, you will pay less for your Medigap coverage. The program pays part of your premium (monthly cost) and you pay the rest. How do you qualify? To qualify, you need to: Have a household income at or below 150%…

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Hospital observation or admitted as inpatient? Why it matters.

The distinction between inpatient and “under observation” is crucial for those covered by Medicare. Under Medicare nursing facility rehab services are covered only if the patient receives hospital care as an inpatient for three consecutive days. As of March 8, 2017 a new law goes into effect that requires hospitals to tell people orally and…

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